West Texas State Bank

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.

Savings Tips for Children

April 24th is National Teach Children to Save Day. We have employees going to local schools to teach children the importance of saving. Anytime is the right time to begin teaching children about mo…

5 Things You Should Never Buy With Your Credit Card

Put that plastic away! For these six expenses, you’re better off leaving your credit card in your wallet.

Easy ways to improve your financial future right now

While we Fools are passionate believers in investing in the stock market for the long term, we realize there's far more to improving your financial future than simply picking the right stocks.

Non-bank loans: quick, easy...and addictive?

Alternative lenders are gaining traction and handing out billions of dollars in loans to small business owners. But it could come at a cost.

8 Steps In Securing A Bank Loan To Fund Your Startup

A common question I get is "How do I get a bank loan to fund my startup?" The default answer is that it probably won't happen, because most banks just...

Seven Benefits of a Jewelry Equity Loan Over a Bank Loan

Why sell your jewelry or seek a traditional loan, when you can get a loan on the jewelry you already have? Discover the benefits of Diamond Banc today.

Invoice factoring vs. bank loans: Which cash flow boost do I need?

When your business needs cash flow, you might be looking at invoice factoring vs. bank loans. Know these 16 benefits of factoring first.

Funding A Startup When Bank Loans Aren't Possible

There are alternative ways to fund your business start-up when it is not possible to secure a bank loan, but consider the costs and risks of each option.

What If You COULD Get That Bank Loan?

A new tool helps micro entrepreneurs overcome the biggest barrier to accessing capital from major financial institutions

Can’t Get a Bank Loan? The Alternatives Are Expanding

New alternative lenders are offering a path between banks, which lend primarily to the most creditworthy small businesses, and cash advance lenders, which thrive on subprime candidates.

Want a bank loan? You had better be prepared

Prepare a loan package consisting of your personal financial statement, the past three years of tax returns, detailed total project costs, your business plan and financial projections with the underlying

Is Your Bank’s Loan Review Good Enough?

This article takes a look at the essential elements of a modern loan review.

Bank loan document is standard form, right?

Question<br>Hi Jen,<br>Happy August! I am taking a loan for my practice from BOA and I received my loan document. Should I send it over or can I just sign it since its probably a standard form, right?<br>Thanks,<br>Answer:<br>The Loan document you received is a form, but also not. The basic construct (without seeing what you were sent) is likely the same as what the bank uses for everyone but with your details in it. And, the devil is always…

Need a Bank Loan? The 3 Big Obstacles for Small-Business Owners.

Banks are still struggling to return to the small-business market Here's what you need to know.

Need a Bank Loan for Your Small Business? Timing Can Make or Break Your Chances

The truth is it's easier to secure a loan or a line of credit when you don't need one.

Will Peer to Peer Loans Replace Bank Loans to Small Business?

The online sites Prosper, the Lending Club, and others offer credit to small business owners in a ...